How should income be distributed in retirement? Should pre-tax monies be distributed first, followed by Roth accounts? Or visa-versa? And where do accounts subject to capital gains taxation fit into the mix?

The Tax Wise Distribution Strategy slices through these question once and for all, by providing a new model for the dispersement of income in retirement that is beneficial to clients in both the distribution and accumulation phases.

The following pages present a brief introduction to this patent pending model. Of particular interest is an example highlighting the advantages in distribution produced by the strategy in a single year. A quick overview explains the model's possible impact upon the accumulation phase. And finally, a practical description showing the use of the Tax Wise Distribution Strategy within TRAK's Gap Analysis calculator. Additional resources and helpful links are provided at the end.